Take the First Step:
Call The Ingles/Company Realtors: 1-800-766-2055

1. Get a Pre-Approval or Free Pre-Qualification.
   We recommend Mortgage Consultants who can help you:
   • Estimate how much you may be able to borrow.
   • Find a loan that’s right for you.
   • Obtain a pre-approval letter to show sellers that you have conditional loan approval.
2. Know Your Buying Power
   
   • Get facts you need about credit, down payment, and the process of buying a home.
   • Get sound advice about mortgage solutions that fit your needs.
   • Move into homeownership with flexible qualifying guidelines and innovative financing programs.
3. Good Reasons to Buy a Home Now
   Let us help you find a local Mortgage Specialist.
   It is an exciting time to be considering buying a home. The combination of market conditions and mortgage programs provide opportunities for first-time buyers, as well as current home owners hoping to downsize or to buy a larger home.
   
   • Favorable Market Conditions
     The blend of historically low interest rates and the slow down in home sales mean lower home prices.
   • Historically Low Interest Rates
     Lower rates translate into lower payments and purchase cost.
   • Decreasing Housing Prices
     In August of 2006, the median home price was $225,000; today the median home price is $177,000. This 21% decline in home prices suggests good deals for buyers.
   • Slow Home Sales
     Homes are sitting on the market longer, which means more choices for home buyers and a better opportunity to get a deal.
   • Bank Owned Foreclosures
     With hundreds of foreclosures coming on to the market at distress prices, gives home buyers an opportunity to make a deal of a lifetime.

The Ingles/Company Realtors can assist you in shopping mortgage companies for the best rates, lowest closing costs and the best mortgage to meet your needs. Our company is rated #1 in customer service, and that is our commitment to you.

Thank you,
John Ingles